Business Interruption

The Business Interruption Insurance Ruling

Last week saw the announcement from the Supreme Court of the results of an appeal by the Financial Conduct Authority and various insurance companies, to determine the effect of policy wordings on business interruption insurance. The Supreme Court ruled in favour of policyholders, meaning many will now have claims for losses due to Business Interruption, as a result of the virus, paid out where policies had the notifiable disease or pandemic clauses. The main issues that were resolved included: What sort of…

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Parental Responsibility (PR)

The Children Act of 1989 deals with the law in relation to children What is PR? s3(1) of the Children Act defines PR as “all the rights duties powers responsibilities and authority by law that a parent has in relation to a child and their property”. PR attempts to focus on the parent’s duties towards the child as opposed to their rights over the child. Who has it? When a child is born the mother automatically has PR. If the father is married to…

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There’s Nothing Clean About Money Laundering!

Global lenders have recently come under fire for their lack of anti-money laundering efforts, with the news that more than $2 trillion has been transferred in suspected funds within the last two decades. Money laundering is the act of hiding money that has been obtained illegally and passing it through various and often complex system of bank accounts and transactions, so that it become ‘clean’. Often laundered money originates from criminal activity, allowing criminals to fund and further their operations. …

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Modernising the Modern

Prior to the introduction of the Gender Recognition Act 2004 the law in relation to transgendered people was antiquated with case law dating back to 1970. In 2002 the cases of I v United Kingdom and Goodwin v United Kingdom placed pressure on the Government stating that the European Convention on Human Rights was in contravention of Article 8 (right to respect for private and family life) Article 12 (right to marry) and Article 14 (protection from discrimination). Some 11…

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Misogyny – A new hate crime?

Hate crimes are not acceptable in any way shape or form. There are some however that fall under the radar due to current legislation. Lead by Theresa May, some Ministers are now calling for law reform in this area. Government advisers stated yesterday that misogyny should become a hate crime. The proposal would see sex or gender become a ‘protected characteristic’. There are 9 protected characteristics covered by the Equality Act 2010. They include age, disability, race and religion. Hate…

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